Money doesn't grow on trees! It's a phrase I often tell my kids (and myself) as a reminder to not spend as much as we do, and to try to teach my children the importance of saving, and not spending. Teaching children the importance of saving money and the value of a dollar are lessons that are best learned from an early age. I have a bad habit of shopping without a budget, and that's not a good thing. I'm a spender, and a shopaholic—it's one of the things I do best, which is sadly, not the most amazing quality to have. Since I've become a mom, though, I've learned that saving money isn't as painful as I once thought, especially because I'm saving for my children and their education. Starting an RESP is not that painful or difficult. I started working part-time when I was 15 years old, and although I saved some of what I made, I'm very fortunate that my family paid for me to go to university—without their help, I wouldn't have been able...
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